§ 16.55.115. Insurance requirements.

A.

A child care facility shall maintain insurance coverage at all times as required by this section. It is unlawful to provide child care services regulated by this chapter without the required insurance coverage in effect.

B.

A child care facility shall maintain comprehensive general liability insurance, including transportation coverage, if applicable, with a company authorized to write insurance policies in the state of Alaska, in an amount not less than:

1.

$300,000.00 per occurrence, and $300,000.00 aggregate, for a facility licensed for five or fewer children;

2.

$500,000.00 per occurrence, and $500,000.00 aggregate, for a facility licensed for six through eight children;

3.

$1,000,000.00 per occurrence, and $1,000,000 aggregate, for a center licensed for nine through 40 children; and

4.

$1,000,000.00 per occurrence, and $2,000,000.00 aggregate, for a center licensed for 41 or more children.

C.

Verification of the insurance policies.

1.

The facility shall provide written proof of a policy required by subsection B. with the initial application, whenever the policy is renewed, and when the facility's license from the municipality is renewed.

2.

The policy shall list the Municipality of Anchorage as an additional insured; and

3.

The facility or insurer shall give written notice to the department 30 days prior to the expiration, lapse or other termination of an insurance policy providing coverage required by this section. In addition, any time the facility or licensee receives any notice from an insurer of cancellation, lapse, nonrenewal or regarding coverage terms the facility or licensee shall immediately send a copy of such notice to the department. A lapse, cancellation, expiration, nonrenewal or termination of insurance coverage shall result in automatic suspension of the license for so long as the licensee is without insurance as required by this section.

( AO No. 2016-82 , § 1, 8-9-16)