§ 16.100.100. Insurance required.  

Latest version.
  • A.

    Before any license is issued for an ambulance service, the applicant shall furnish one or more policies or certificates of insurance issued by an insurance company authorized to do business in the state for the following coverage for each vehicle to be operated as an ambulance:


    Worker's compensation and employer's liability insurance as required by state law or in the amount of $100,000.00, whichever is greater.


    Comprehensive general liability insurance in the amount of $500,000.00, to include premises operations, blanket contractual, broad form property damage, and personal injury.


    Comprehensive automobile liability insurance in the amount of $500,000.00, to include owned, nonowned and hired vehicles.


    Excess liability insurance in the amount of $2,000,000.00.


    Professional liability (medical malpractice) insurance covering all physicians and emergency medical technicians in the amount of $2,000,000.00.


    The policy of liability insurance shall be approved as to substance and form by the risk manager for the municipality and filed with the fire chief.


    Every insurance policy or certificate shall contain a clause obligating the insurer or surety to give the fire chief written notice no less than 30 days before the cancellation, expiration, nonrenewal, lapse or other termination of such insurance. A lapse, cancellation, expiration, nonrenewal or termination of insurance coverage shall work an automatic suspension of any license for so long as the licensee is without insurance as required by this section. It is unlawful to provide ambulance service with a vehicle not insured as required by this section.

(AO No. 85-71)